Question by Mokaddasa: How do I find out my car insurance rates before I get a car?
I haven’t bought a car yet because a lot depends on how much insurance will be. I’m a 27 single female living in Boston, I’ve had a license since 18 but never drove so it expired and I recently renewed it. I don’t have anything on my record. I would be the only person on the insurance. I went online but they required the make and year of your car to calculate the rates.
Best answer:
Answer by A Very Helpful Guy
Hello,
Yes, the rates you pay for car insurance do depend on a lot of factors:
Age
City, State
How many previous accidents you’ve had
Year of vehicle
Make of vehicle
The best thing you can do is actually call up a few of your local car insurance companies and get some ballpark figures. The important thing is, is to find one that you like and trust and who gives you a decent quote.
Your next step would be to go to a car dealership, take the number of the insurance companies who quoted you the best prices along and find a car that you like and can afford. After you take it for a test drive and get as much information as you can such as if it’s being sold “as is” or comes with some sort of warranty etc…
Before any money changes hands or you sign any paperwork at the dealership, call the insurance company from the dealership. Give them the specifics of the car. They will then be able to give you a correct insurance quote.
If it’s a reasonable quote for you, by the car. If not, find out what year/make of car from the insurer would make the payments lower and ask the salesperson if they have any of those on the lot.
Even when you do obtain insurance, don’t be afraid to then further call around or check online for cheaper rates. You can always switch after you obtain the insurance.
I hope this helps you. I wish you good luck in getting a car and insurance.
What do you think? Answer below!
Related Blogs
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
Question by Adamtoby30: Car insurance, do i need the paper documents to arrive before driving car?
Im planning on buying a car tommorow, the internet websites say i can start insuring tommorow if i wanted to but im guessing the paper documents might not arrive till after the actual insurance starts. In UK law, am i allowed to drive the car, technically i am insured, its just i wont have the documentation to prove it if i somehow i am involved in an accident before the paperwork arrives? Will i be able to drive the car before the documentation arrives?
Best answer:
Answer by shaun d
no u don’t need it to arrive b4 u drive it u should have been given the policy number online or over the phone and not only that if u were stoped by the police or in an accident the police would no strait away if the car was insured for u to drive because when u take out insurance now it is registered on the data base instantly
Know better? Leave your own answer in the comments!
Related Blogs
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
Question by Pinsentry: Can i start insurance on a new car with a new insurance provider before the current policy runs out ?
My current car insurance policy runs out at the end of the month and I will not be renewing with them. I am getting a new car approx 2 weeks before the expiry date. Can i start the insurance with another company and ‘overlap’ the insurance ?
Best answer:
Answer by goldenboy_1024
You certainly could . I’ve done it twice and my insurance company was ok with it.
Give your answer to this question below!
Related Blogs
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
Even if you don’t own a car, you can still purchase auto insurance and this coverage is known as non-owner auto insurance. However you might ask yourself why would I consider buying this type of auto insurance since I don’t have a car?
If an accident occurs while you are driving a rented vehicle, you will be the one responsible to pay for the damages and losses brought by the accident. Your car insurance policy will cover the cost of the damages owing over the policy limits. Purchasing a non-owner auto insurance will protect your assets. If you are the driver when the accident happens, the owner of the rented car may probably file legal action against you to recover some money paid out caused by the accident.
When is the ideal time to buy non-owner auto insurance coverage? If you are living in a city and most of the time uses mass transport but still renting a car more often. You may consider purchasing this type of coverage to help you pay for the injuries and damages when accident happens.
If you are renting a car more often, it is ideal to buy your own car insurance than pay for the coverage every time you rent a car. It is cheaper if you will get your own insurance coverage and the assurance that you will be covered each time you borrow through the rental company. It is also ideal if you are driving a company car. Your employer’s car insurance policy will cover the damage cost when accident occurs however what if the company’s auto insurance policy is not sufficient to cover the cost. Your non-owner auto insurance policy will assists to pay for the damages.
Every insurance company uses different terms on their policies therefore it is important to understand what is on the policy. Keep in mind that there are some policy exclusions. Meaning, there are no policy that will cover all situations. You don’t have to be assumed that you have protection only to find out that you don’t have. Remember to compare non-owner auto insurance online. Once you get the quotes, you have to read and analyze carefully to make sure you understand the policy.
How to find cheap non-owner auto insurance policy? Looking for non-owner auto insurance policy is the same as what you do when you shop for other types of auto insurance. You may consider use the Internet to look for the company that offers non-owner auto insurance and request quote. Remember to get multiple auto insurance quotes to compare to get the best and the cheapest car insurance deal. You may also contact your local agent who can also provide quotes for you. Your family and friends may also help you to find the best and cheapest non-owner car insurance. Just ask around and see if their insurance company provides protection on this type of auto insurance.
iscover bunch of great deals on auto insurance quote online with our ideal car insurance policy coverage. Get to save more money and time with our fast service, free rate, plus cheap auto insurance quotes available in your area.
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
Convenience at your fingertips is what online auto insurance is all about. Getting a free auto insurance quote is easier and faster online. The ability to buy online has changed the way people shop for insurance forever.
With a little education on the different aspects of how to buy auto insurance online, it can be well worth your time and effort to shop online. With a high deductible (the amount you pay before the insurance kicks in) is one of the best ways to save money when you buy it online. For all of the amazing ways that buying online can save you time, money, hassles, and headaches, you may never have to open that section of the Yellow Pages again.
But the single most important thing that’s most likely to save you money when buying auto insurance is to carefully shop around. One of the main things that is most likely to affect the cost of your monthly insurance premium or rate when you are buying it is the way that you drive. If low cost is a concern, it may be a good idea to carry out these rate comparisons before you buy a car, as different types of cars will have the ability to change the premium considerably.
Still, many consumers only carry liability auto insurance for the simple fact that it allows a cheaper monthly rate or premium to be paid. Don’t forget that no matter how good the auto insurance company looks and even if the premium or monthly insurance rate fits in your budget if the provider doesn’t meet your needs as a potential customer then they really don’t deserve your business. Although using the cost or price for your next policy may be a good start when comparing insurance coverage providers it definitely shouldn’t the only factor used to determine which company to obtain your next auto policy from once you actually decide to make a purchase.
Although the policy of don’t ask, don’t tell seemed like a good idea for the military, should it be the same with auto insurance company? While liability is well-suited for car owners who own older vehicles or don’t drive on a daily basis, adding collision coverage is not much more expensive when considering the risks involved in hitting the roads.
Today large numbers of auto insurance policies are available in the market and it is really very difficult task to purchase the best for the safeguard of your vehicle. As difficult as it may be to go through, there is simply no better way then having to file a claim, to find out if you are with the right company. An auto insurance claim is simply a process by which you are covered in the event of an accident.
Even though you will get quotes from most of the insurance companies by using an auto insurance broker it is still worth trying out and investigating some of the cheaper companies directly as they might have cheaper rates if you buy from directly them so they don’t have to pay a commission to an insurance broker. One of the best ways to take a look at the good, bad and the ugly about companies is by checking out online company reviews.
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
Are you just fed up trying to look for a decent rate for your car insurance?
Click Here To See Just How Much You Can Save Today On Your Auto Insurance
Your bills have probably been stacking up to a point when you need to start budgeting a lot more then usual. And your insurance company is now on the strike out list because you need to desperately save money on those expensive monthly premiums. You now realized that you guessed wrong and now you cannot figure out a way to save a dime on your insurance policy.
Your previous and more than likely tarnished driving history is now keeping you from getting the best rates on your car insurance. Countless hours have been spent buried online just trying to look for a descent deal out there.It might not have been your fault just because somebody decided to run into you in the past and you are now stuck with a horrible driving record.
But mistakes happens in life and your auto insurance company is punishing you just because of it.There is no need for you to sit there and deal with this type of treatment from your auto insurance company.
It is now time for you to look elsewhere for a better insurance company that will give you a better rate, and trust me, you are not cheating on your current auto insurance company. Saving money on your auto insurance premium will only be a reality if you take action.
I am sure you would rather spend your hard earned dollars elsewhere instead of over paying on your car insurance.If you want to start saving money now and find the best rates on your auto insurance you need to go online now. It takes less than five minutes for you to relive the burden off your wallet and start putting money in the bank again.
There’s no reason you should be stuck paying high premiums for your auto insurance. Click here to get instant access to my favorite site to Buy Cheap Auto Insurance Online and get the cheapest quotes possible.
Post Footer automatically generated by Add Post Footer Plugin for wordpress.
auto insurance | admin | 
May 8, 2011 2:29 pm | 
Comments (1) 
Subscribe