Comments for Get Auto Insurance Online

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Comment on Q&A: What do I do if my car insurance lapsed without my knowledge? by Pud L J

Pud L J — Sat, 06 Aug 2011 16:01:11 +0000

First of all she’s commiting a felony if she is opening and reading your mail without your consent.Secondly you have a 30 day grace after the policy expires to get it reinstated but now you are high risk.
You need to contact the postoffice to get you address changed and notify all of your debtors of the same NOW!
Get ready to pay some high premiums. You’ll need to change everything into your name.

Comment on Q&A: What do I do if my car insurance lapsed without my knowledge? by londonmh

londonmh — Sat, 06 Aug 2011 15:18:43 +0000

1)Go to a local insurance agent and tell them that you want an insurance policy. Give them the name and account number for your car loan. They can confirm the VIN and title info.

2)Go to the BMV(call first) find out what you need to get duplicate registration. You will definitely need proof of insurance to do this, so complete step 1 first.

In both steps above, do everything yourself. Give current, accurate address and phone info. Give truthful answers to the application questions. Finally, human beings are sympathetic creatures, but financial institutions are not. I understand that S**T happens, but banks, BMV and insurance companies don’t really care. The owner of a vehicle and insurance policy is responsible for maintaining insurance so ultimately you cannot pass the blame. You can take responsibility, buck up this time and learn from the mistake.

Comment on Q&A: What do I do if my car insurance lapsed without my knowledge? by oklatom

oklatom — Sat, 06 Aug 2011 15:18:11 +0000

If you are the registered owner of the car, you would have been notified by mail when your insurance expired and given a chance to bring it up to date. Also you don’t call your finance company to see how much your tags are going to be, you call the office that handles such things. Likewise they would have no idea about the registration. All they know is whether or not the payments are being made.

So I suspect you are being less that truthful here. Even if you did give them someone Else’s address, you could always (since it’s in your name) change that address at the post office and you would get everything with your name on it then. Likewise the insurance company. Likewise the finance company, and the tag office.

Comment on Q&A: What do I do if my car insurance lapsed without my knowledge? by Laissez-Faire Guy

Laissez-Faire Guy — Sat, 06 Aug 2011 15:02:48 +0000

As I understand it, you’ve got 3 issues.

1. No insurance.
2. Expired registration
3. No copy of your registration

Sounds like you need to re-insure the car, then go down to the DMV with your VIN and license plate number handy and show them proof of insurance and pay the registration fees. While you are there, make sure they update their database with your new address.

After paying the fees, they should be able to print you off a new registration certificate and issue you the new tags right then and there.

Comment on Q&A: What to do when rental car got damaged and I dont have insurance? by bundysmom

bundysmom — Fri, 05 Aug 2011 17:30:44 +0000

Yes, you pay for the damage. For future reference, credit card insurance isn’t auto liaility insurance & it doesn’t alleviate your responsibility to have it…what would you do if you hit a pedestrian or another car?

Comment on Q&A: What to do when rental car got damaged and I dont have insurance? by Coastcowboy

Coastcowboy — Fri, 05 Aug 2011 17:11:07 +0000

Sure…get two jobs and pay for the damages. You will HAVE to pay this. Enterprise doesn’t fool around with people like you and will slap a lawsuit on you by next weekend if you don’t come to some sort of agreement.

Comment on Q&A: What to do when rental car got damaged and I dont have insurance? by oklatom

oklatom — Fri, 05 Aug 2011 16:27:31 +0000

First check with your insurance agent, you may have coverage for damage to rental vehicles. If you don’t, prepare to open your checkbook and make the rental company whole on the damage and perhaps the time they didn’t have the vehicle available for rental.